Public Adjusters

Why Use a Public Adjuster?

We Take On The Insurance Companies For You!

If you do not FULLY understand your insurance policy and all the legalese contained therein, you are at a disadvantage when negotiating with the insurance company.

Your insurance company’s adjuster is looking out for the insurance company’s best interests. Let A Public Adjuster look out for yours!

There are NO up front costs!

We get paid when YOU get paid!

Types of Claims Adjusters:

Company Adjuster- Inside/Desk Adjuster protects the company.

Independent Adjuster- Paid for by the Insurance Company to inspect your damage.

A Public Adjuster- Protects Your Rights!

How It Works:

Step 1

You call us for a free claim consultation.
We review your damages and go over your options.

Step 2

We visit your home to assesses the damages. We will then review your insurance policy to determine what you are entitled to. Once we have made a determination together, we will file a claim on your behalf.

Step 3

At your convenience, we will schedule a joint inspection of the damages with your insurance company’s adjuster.

Step 4

Once your insurance company presents their estimate of the damage, we will begin negotiations to maximize that settlement under your policy. Once you, the homeowner, are in agreement with the amount being offered we will settle the claim on your behalf.

We are licensed, bonded and appointed

by the Florida Department of Financial Services


A Public Adjuster is a representative of the policyholder who advises, manages, and submits a claim to the policyholder's insurance company.

There are three classes of insurance claims adjusters: staff adjusters (employed by an insurance company or self-insured entity), independent adjusters (independent contractors hired by the insurance company) and public adjusters (employed by the policyholder). "Company" or "independent" adjusters can only legally represent the rights of an insurance company.

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Fire, roof damage, wind and hail damage, mold, theft, and lightning are all common forms of claims that we service.

Anyone who needs to file a claim. Also, if you feel you were underpaid on a claim, you have up to five years from the date of your loss to file a supplement.

A large percentage of our business is recovering money for people whose claims were outright denied. You can challenge a previous outcome whether you are still with the insurance company or not.

We work all over the state of Florida. We tend to work in the following counties: Alachua, Citrus, Clay, Duval, Hernando, Lake, Levy, Marion, Nassau , St Johns and Sumter.

The claims
process can
be stressful.


Call A
Public Adjuster

Golden Years is a Proud Member of the Florida Association of Public Insurance Adjusters

Contact A Public Adjuster

We're On Your Side!

If you have any questions or would like to know more about our Public Adjuster services please fill out the form below and we’ll get back to you as soon as possible.

FLDFS# D062075

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Contact us at:
(352) 794-3212
TOLL FREE- 1-844-790-4900
or Email